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- THE MORTGAGE ANALYZER (C) 1992-93
- Version 1.05, March 13, 1993
- Suggested BBS name, this version: MORT105.ZIP
-
- A shareware software package from Insight Software Solutions
- Mailing Address: P.O. Box 354, Bountiful, UT 84011-0354
- Phone: (801) 295-1890 Fax: (801) 299-1781
- BBS: (801) 963-8721 CIS: [71672,3464]
- Author: Michael D. Jones
-
- ════════════════════════════════════════════════════════════
- To Start: A>MORT (then press <return/enter> key)
- ════════════════════════════════════════════════════════════
-
- The Mortgage Analyzer - Program Overview
-
- This is NOT an ORDINARY mortgage program. It includes seven predefined
- loan acceleration methods such as bi-weekly, double principal and growing
- equity payments plus the ability to set up *ANY* acceleration method con-
- ceivable through variable extra payments. Accelerated schedules and/or
- summaries can be produced side by side with the original mortgage or by
- themselves.
-
- Features mortgage comparisons--enter all values for two complete mortgages.
- For instance, you may enter identical information for both, then change the
- interest rate and points on one and see the difference it makes! Print,
- view or save to file complete schedules and/or summaries for both side by
- side.
-
- No need to wander through endless screens entering data wondering when the
- last screen is at hand. Mortgage schedule and summary inputs are contained
- on one screen with the use of function keys to branch out to less common
- needed items such as 360 interest rate inputs for use with ARMs. The input
- screen contains Purchase Price, Down Payment, Duration, Interest Rate,
- Interest Type (Fixed, Stepped, Adjustable, Reset), Closing Date, First
- Payment Date, Points, Property Tax, Homeowners Insurance, Mortgage Insur-
- ance and closing costs. It calculates, payments, points, tax savings,
- daily interest, interest paid, interest saved (for acceleration) and
- complete schedules.
-
- Schedules can be produced on an annual or monthly basis, on a calendar or
- fiscal year with cumulative or non-cumulative values using whole dollars
- or exact cents.
-
- The Mortgage Analyzer contains many other features like Qualification
- Analysis reports for conventional, FHA and VA loans. Includes solve for
- missing loan value calculator, loan refinancing, daily interest and points
- calculators. Save and restore multiple clients. Contains an on-line
- manual, on-line help, configuration for default report options, header
- lines, and screen color selection.
-
- The Mortgage Analyzer - Program Features
-
- Amortization Features Reports & Schedules
- Interest Rates Qualification Analysis
- Fixed, Stepped Amortization Summaries
- Adjustable, Reset Amortization Schedules
- Early Payoffs Yearly or Monthly
- Recurring Extra Payment Calendar or Fiscal Year
- Variable Extra Payment Cumulative or Non Cumulative
- Variable Payment Whole Dollars or Exact Cents
- Double Principal Payment Two Loans Side by Side Comparison
- 13 Monthly Payments Standalone Early Payoff
- 26 Half Month Payments Side by Side Early Payoff Comparison
- 52 Quarter Month Payments International Date Formats
- Growing Equity Payments View on screen before printing
- Tax Savings Analysis 6 or 8 Lines Per Inch
- Comparison of Two Separate Loans Top and Left Margin Adjustment
- Balloon Mortgages Automatic Bolding of Headers and Totals
- Points Automatic Condensed Print when Necessary
- Daily Interest IBM Graphic Characters
- Closing Costs
- Mortgage Insurance Other Features
- Homeowners Insurance Qualification Analysis
- Property Tax Calculators
- 4 Function
- Configuration Solve for Mortgage Value
- Select Own Colors Loan Refinance
- Select/Modify Printer Driver Points
- Up to 3 Permanent Header Lines Daily Interest
- Turn off/on Sound Effects Save and Retrieve Client Information
- Bypass Logo Screen On-line Manual
- Default Report Options On-line Help for each field
-
- What is Shareware?
-
- Shareware is a marketing concept in which copyrighted software products
- are distributed by allowing and encouraging duplication of the program
- for evaluation by interested parties. As a recipient of a shareware
- program, you are granted the right to use the program for a short period
- to determine if it meets your needs. The program developer receives
- payment from the users after they have determined that the product meets
- their needs. The motivation for making payment for a shareware program
- is honest payment for a valuable tool, desire for support, updates,
- enhancements and documentation, and to help encourage shareware authors
- to produce additional quality programs.
-
- Program Registration
-
- The Mortgage Analyzer can be registered with Insight Software Solutions
- by sending a check or money order in the amount of $25.00 U.S. funds to
- the address listed above. Upon receipt, Insight Software solutions will
- send you the latest version of The Mortgage Analyzer along with a printed
- manual. Once registered, you will receive notification of major updates
- and new products. Registration includes a 90 day support policy where
- free updates will be provided for major problems. If a problem cannot be
- resolved, then a refund of money will be made.
-
- Program Support
-
- Insight Software Solutions offers support through the mail, phone, fax
- and BBS. Please refer to address and phone number above. Our official
- support BBS is the Rocky Mountain Software BBS (RMS). RMS can be reached
- 24 hours a day at (801) 963-8721 where a conference dedicated to us can
- be found. Our latest software products and versions, bulletins, news and
- message system are located on RMS. RMS accepts modem baud rates of 1200
- to 38400.
-
- ┌────────────────────────────────────────────────────────────────────────┐
- │ Insight Software Solutions is a member of the Association of Shareware │
- │ Professionals (ASP). ASP wants to make sure that the shareware │
- │ principal works for you. If you are unable to resolve a shareware │
- │ related problem with an ASP member by contacting the member directly, │
- │ ASP may be able to help. The ASP Ombudsman can help you resolve a │
- │ dispute or problem with an ASP member, but does not provide technical │
- │ support for members' products. Please write to the ASP Ombudsman at │
- │ 545 Grover Road, Muskegon, MI 49442 or send a CompuServe message via │
- │ CompuServe Mail to ASP Ombudsman 70007.3536. │
- └────────────────────────────────────────────────────────────────────────┘